Terms of Service

Last updated: May 2026

1. Acceptance

By using Ensure Home Loans's website, calculators, or services, you agree to these Terms. If you do not agree, do not use the site.

2. Not a Loan Commitment

Rate quotes, payment estimates, and pre-qualification results displayed on this site are illustrative only and do not constitute a loan offer or commitment to lend. Final terms depend on full underwriting, property appraisal, title review, and current market conditions.

3. Eligibility

You must be at least 18 years old and a U.S. resident or citizen to apply. Loan availability varies by state license.

4. Accuracy of Information

You agree to provide true, accurate, and complete information. Misrepresentation on a mortgage application is a federal crime under 18 U.S.C. § 1014.

5. Intellectual Property

All content on this site — text, graphics, logos, calculators — is owned by Ensure Home Loans and protected by copyright. You may not reproduce or redistribute without written permission.

6. Limitation of Liability

Ensure Home Loans is not liable for indirect, incidental, or consequential damages arising from your use of the site or calculators. Our total liability is limited to $100.

7. Governing Law

These Terms are governed by the laws of the State of Texas. Disputes will be resolved by binding arbitration in Travis County, TX.

8. Changes

We may update these Terms at any time. Continued use of the site means you accept the changes.