Refinance Calculator
See if refinancing makes sense — including breakeven and lifetime savings.
Your current loan
$
%
New loan
%
$
Estimated monthly savings
$363.18
New payment $1,918.56 vs. current $2,281.74
Breakeven
13 mo
Lifetime savings
$16,720
Closing costs
$4,500
✓ Refinancing looks worthwhile — you'll recoup closing costs in about 13 months.
Lock in a refi quote